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Bridging loans are short-term financing solutions designed to help individuals and businesses bridge the gap between the purchase of a new property and the of an existing one These loans provide quick access to funds, making them an ideal choice for those looking to seize time-sensitive opportunities in the real estate market. With flexible terms and competitive interest rates, bridging loans can be a valuable tool for property investors and homeowners alike. Discover how bridging loans can facilitate your next property transaction and provide the financial support you need.
Why Choose Us?
As specialists in bridging loans, we provide unique benefits you won’t find anywhere else. Our team works closely with lenders every day, ensuring they secure the most cost-effective bridging loan solutions available.
What are the criteria to get a bridging loan?
Bridging loans are short-term financing options designed to help individuals or businesses secure funds quickly. To qualify for a bridging loan, borrowers typically need to demonstrate a clear exit strategy, such as selling a property or securing long-term financing. Lenders often assess the value of the asset being used as collateral, along with the borrower's creditworthiness and financial stability. Additionally, having a solid plan for repayment is crucial to ensure approval and favorable terms.
Do banks still give bridging loans?
To obtain a bridge loan, you typically need to go through a loan broker since most lenders in this space do not deal directly with the public. High street banks often have separate subsidiary companies that manage bridging loans, and these are generally only available to brokers. Get in touch with our specialist to enquire.
Is it worth getting a bridging loan?
Bridging loans can be a beneficial option in specific scenarios where there's a short-term need for financing before securing a more permanent solution. For instance, one common use is purchasing a new house before selling your existing property.
How quickly can I get a bridging loan?
A bridging loan typically takes between 5 to 21 days to be finalised. The speed of your application largely depends on your chosen lender, as some are significantly faster than others. If your application is time-sensitive, it's wise to compare options. Additionally, opting for a desktop valuation can considerably expedite the process.
Adam Heslop
Excellent service - Simon was knowledgeable, thorough, clear, professional, friendly, up to date, unhurried and timely. Many Thanks, I will use him again.
Vinu
Simon French did a fantastic job with my remortgage. He was very informative and quick throughout the process. I highly recommend him.
Alison Clare
Our experience has been fantastic throughout. Simon has been very helpful and friendly and we would definitely use him again and recommend him to others.
HOW IT WORKS
1. GET IN TOUCH
Contact us directly to speak with an adviser, or simply fill out our quick one-minute inquiry form, and we'll reach out to you shortly.
2. WE'LL FIND YOU THE BEST BRIDGING LOAN
Once we've had a brief conversation, we will leverage our advanced sourcing system to sift through thousands of bridging lo options, ensuring we find the perfect fit for your needs.
3. WE'LL DO EVERYTHING
We'll handle all the heavy lifting by collecting the necessary paperwork, submitting your bridging loan application, and ensuring a swift processing experience.
4. WAIT UNTIL YOUR BRIDGING LOAN IS APPROVED
We’ll enhance your likelihood of securing the bridging loan you desire and provide guidance at every stage of the process.
