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Niall Murphy

Niall specialises in Relevant Life Cover, providing expert guidance on life insurance tailored for business owners and their families. He assists clients in navigating comprehensive life protection solutions, including critical illness cover, income protection, and estate planning. With a focus on securing both personal and business futures, Niall collaborates with clients to create customised strategies that ensure peace of mind and financial security.

My Services

Protection

"I advise and arrange life insurance, critical illness cover, mortgage protection, family income benefit, whole of life insurance, and income protection to keep you and your family secure."

Business Protection

"Specialising in tailored business protection: key person insurance, shareholder protection, business loan cover, executive income protection, and Relevant Life Plans to secure you and your company’s future."

Income Protection

Income protection is insurance that pays you a portion of your income if you can't work due to illness or injury. I help you understand how it works and find the right policy to keep you financially during tough times.

Expert Advice

"Expert support with estate planning, setting up trusts for life insurance, and comparing critical illness cover to protect your assets and loved ones."

Niall Murphy

Niall listens to your needs and provides clear, tailored advice on life, critical illness, income, and business protection. Specialising in tax efficient life insurance for company directors, Niall makes protecting your future simple and stress free.

Thanks to the team at Optima Health my insurance policies are on track now. The whole process was smooth and went quicker than I expected. Thank you guys.
Kind regards James - JRR Gardens LTD

Optima Health and Life

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Our website is temporarily unavailable. We're making some changes behind the scenes. We are now trading as Match Financial Partners using the same FCA number 983246

https://matchfp.co.uk/

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If you're an existing client
Your policies are not affected by this change. Your cover stays in place on its current terms with your insurer. If you have a question about your policy, or need to make a claim, please contact your insurer directly using the details in your policy documents.

You can still reach your usual adviser in the normal way.

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If you have a complaint
Advice you received before  07 September 2026 was given under the regulatory responsibility of Optima Health and Life, a trading style of Match Mortgages Limited, which has since rebranded to (MATCH FINANCIAL PARTNERS LTD), FCA number 983246.

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Their complaints team can be contacted at Beechwood Cottage, Beechwood Lane, Wendover, Aylesbury, HP22 5QL
Phone 01296621122  Email des@matchfp.co.uk

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If you're not happy with their final response, you may be able to refer your complaint to the Financial Ombudsman Service.

Thank you for your patience. We'll update this page as soon as we can.

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​​You can also email us at gerry@matchfp.co.uk or stephen@matchfp.co.uk

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Or write to us by post to Optima Health & Life 167-169 Great Portland Street, London, England, W1W 5PF

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