Niall Murphy

Niall specialises in Relevant Life Cover, providing expert guidance on life insurance tailored for business owners and their families. He assists clients in navigating comprehensive life protection solutions, including critical illness cover, income protection, and estate planning. With a focus on securing both personal and business futures, Niall collaborates with clients to create customised strategies that ensure peace of mind and financial security.

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My Services

Protection

"I advise and arrange life insurance, critical illness cover, mortgage protection, family income benefit, whole of life insurance, and income protection to keep you and your family secure."

Business Protection

"Specialising in tailored business protection: key person insurance, shareholder protection, business loan cover, executive income protection, and Relevant Life Plans to secure you and your company’s future."

Income Protection

Income protection is insurance that pays you a portion of your income if you can't work due to illness or injury. I help you understand how it works and find the right policy to keep you financially during tough times.

Expert Advice

"Expert support with estate planning, setting up trusts for life insurance, and comparing critical illness cover to protect your assets and loved ones."

Niall Murphy

Niall listens to your needs and provides clear, tailored advice on life, critical illness, income, and business protection. Specialising in tax efficient life insurance for company directors, Niall makes protecting your future simple and stress free.

Quick and efficient service. Zero headache.

Thanks to the team at Optima Health my insurance policies are on track now. The whole process was smooth and went quicker than I expected. Thank you guys.
Kind regards James - JRR Gardens LTD

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